Contact Details
Travis Cummings
Loan Consultant #819313
139 E. Hopkins Street, Suite 200A , San Marcos, TX 78666
D 830.730.5207 | C 512.497.9935
F 855-597-4520
travis.cummings@caliberhomeloans.com
www.caliberhomeloans.com/tcummings
Texas Monthly- 2017 Five Star Professional
Preferred Lender
Caliber Home Loans
Our Preferred Mortgage Companies are available and vetted but not required

- Caliber is a nationwide mortgage company that sells direct to Fannie, Freddie and Ginny that keeps 94% of funded loans for servicing. We have offices in almost every state with multiple locations on the 1-35 corridor
- Caliber uses panel appraisers, not AMC’s. While laws prevent us loan officers from communicating directly with an appraiser every appraiser on our panel has been hand-picked and is local. This helps ensure market knowledge and prompt turn times.
- Competitive Rates
- No origination fees, lender fees of $1,596.
- Local loan officer that provides personalized and high levels of customer service.
- Lender credit up to $1,500 to be used for closing costs or rate buy downs
- Digital asset and income verification (less documentation needed = faster approval and closing time) *
- Extended Locks available- lock in your rate for up to 12 months to protect yourself from rising rates in this volatile market **
- Doc Lock Available- Provide documents at initial application that are good up to 180 days***